Make Money
10+ Ways for Lazy People to Make Rent Next Month
We all want to work smarter, not harder. Prioritizing that work-life balance without putting in the long hours or too much excessive effort, right?
If that’s what you want, we’ve got some ways to help you make some extra money for rent (or anything else you want). You can do all this from home or from your phone, which makes it extra flexible and low-stress. We’ll also share some of our favorite services that’ll make your life a little easier. Let’s do this!
1. Get Paid Up to $1,000/Month Testing Apps, Games, & Surveys
There are countless ways to make money online, but which ones are actually worth your time?
Millions of people have already joined Freecash, and the verdict is in – it’s 100% worth it. Just by playing games, testing apps, and taking surveys, you could earn up to $1,000 a month.
With 15,000+ offers, there’s no shortage of ways to cash in. It’s easy:
- Download the Freecash app (for free)
- Answer some quick questions to personalize your offers
- Complete tasks – some take 5-10 minutes, while games can take longer (but a small purchase can speed things up if you want to)
- Get paid! Earn coins for completing tasks and redeem them for gift cards, PayPal cash, crypto, and more
- Bonus: Get a free $10 for starting your very first offer
With daily bonuses and instant cashouts, it’s no surprise that Freecash is ranked #1 in Entertainment on the App Store and has 10M+ downloads on Google Play. Users have already racked up $50M+ in earnings since 2020, so it’s time to see how much you can make!
2. Get Paid to Test Games, Apps & Products - Earn Up to $120 Per Test!
Looking for a side gig that actually pays? Become a TesterUp user, where you can earn up to $120 per test just by trying out apps, games, products/cosmetics, surveys, and more!
Download TesterUp, and you’ll find tasks worth over $800 immediately waiting for you. Just pick the ones you like, opt into tracking so your progress can be verified, and get paid when you finish each task!
💰 Real earnings, fast payouts – Members have made hundreds of dollars, and TesterUp deposits your earnings to PayPal within 24 hours. After finishing several tasks, you’ll upgrade to “Premium Tester, ” unlocking even HIGHER payouts!
“Loved the games, especially the strategy ones, but there is a really good variety. In just under two weeks, I earned $145!” – Paul B.
Pro-tip: Make small in-app purchases in games to earn quicker and get your cash even faster if you want!
So start making money from home – or anywhere – with TesterUp!
3. Earn VISA, PayPal, or Amazon Gift Cards Doing This
If you have a smartphone, you can earn some extra cash with Playful Rewards, a free platform where you can answer surveys, play games, and complete simple tasks to earn cash and gift cards!
Get 8,000 coins (worth $0.80!) just by answering easy questions during sign-up. When you hit 100,000 ($10 value), you can cash in the coins for VISA, PayPal Cash, or Amazon gift cards to spend on whatever you want.
Others have earned $100 in a single day. What will you earn?! In a time when every extra dollar counts, it doesn’t hurt to explore more opportunities to make some free money.
4. Take Surveys & Play Fresh New Games for Money
Join 15 million+ savvy earners cashing in on surveys, games, and shopping with Swagbucks – the free rewards program that turns your time into real money!
With regular use, you could rake in $50/day just by having fun and doing simple activities. And get this – they’ve already handed out OVER $600 million in gift cards and PayPal cash.
The easiest way to make money on Swagbucks? Taking surveys! In just 10 minutes or so, share your thoughts on everything from food/drinks to cars and household products. Mix things up by trying new games to earn even more rewards. When you complete tasks, you’ll collect Swagbucks Points (SB) to cash them in for gift cards and real money. Easy, fun, and absolutely worth it!
New members can get a free $10*, so join Swagbucks to start making money online for free.
5. Build Credit & Overdraft Fee-Free With The #1 Most Loved Banking App^
With over 1 million 5-star reviews, Chime® is an award-winning mobile banking app and debit card offering banking the way it should be.
Here’s why it’s so popular for millions of customers:
- No monthly or foreign transaction fees
- Get a fee-free overdraft up to $200 with their SpotMe® feature
- Get paid up to 2 days early2 with direct deposit 👀
- Build credit and earn 1.5% cash back§§ on rotating categories with the secured Chime Card™3
- Over 50K fee-free ATMs4 available at Walgreens, CVS, and more
- Cash advances up to $5005 via MyPay® with regular direct deposits (MyPay is only offered in select states~)
Even The Wall Street Journal calls Chime the “safest secured card for building credit.6” It doesn’t require a credit check to apply and lets you set your own spending limit. Plus, it reports your interest-free payments7 to all three major credit bureaus to boost your credit history.
So, if you’re ready for an all-in-one digital banking solution that provides essential banking services and helps you build credit, sign up for Chime! Set up a direct deposit $200 or more from your employer or gig economy payer to unlock benefits!
6. Score $750 Cash - Here’s How
Follow some simple instructions, and you could earn $750. For real. The catch? You can only do this once a year, so don’t miss out.
UpLevel Rewards paid out over $4.6 million in 2024 to people like you. And yes, it’s 100% legit. Here’s how to claim your cash:
- Sign up with basic info (name, email, etc.).
- Take a quick survey to help match you with optional offers and required deals.
- Complete deals from top brands. These could be free trials, app downloads, or purchases.
- Follow instructions carefully and reach Level 5 to unlock the full $750 reward (complete 20 deals)
- Claim your cash and get paid in about a week!
You won’t get the reward if you don’t complete the required number of deals. It’s that simple! Put in a little effort, follow the steps, and cash in on $750. Ready to go?
7. Get Paid to Be An Online Tester & Earn Rewards
Get paid to discover and test brand-new apps and games! That’s the magic of Test’em All, a free rewards platform where your time and opinions turn into real cash. 🎮💰
Earn coins by testing games and then redeem them for real gift cards or coupons from top brands like Amazon, TEMU, Walmart, Home Depot, and more.
Get a signup bonus of 4,499 coins which takes you halfway to unlocking your first reward! The MORE you test, the MORE you earn. Since sign-up takes less than a minute, you can start making money now!
8. Want a Better Credit Score? This Free App Helped Users Gain 14M+ Points
Over 10 million Americans have errors on their credit report, so when was the last time you checked yours? Even one small mistake can impact your ability to rent an apartment, get a credit card, or even get approved for a cellphone plan. The good news is that you can fix, build, and protect your credit 100% free with the Dovly AI app.
Members on the free plan see an average credit score increase of 34 points, while Premium members see an average increase of 82 points. With over 1M+ members and 60K+ 5⭐ reviews on the App Store and Google Play Store, Dovly AI makes it easy to be the only credit app you’ll ever need.
Building credit takes time, but the payoff is worth it. Try Dovly AI for 4-6 months and see how it can help you achieve your life goals, such as buying a car or getting your dream place to live!
9. Earn Up to $500/Month Testing Mobile Games & Apps
Instant cash rewards. That’s what Scrambly, a free platform that lets you earn cash rewards by testing out mobile games and apps, prides itself on.
You can cash out instantly starting at just $1 (the lowest threshold we’ve seen), plus you get $0.50 for signing up, meaning you’re already halfway to cashing out. On average, it takes only 6 minutes to receive your first withdrawal.
With an impressive 4.5 on Trustpilot, it’s easy to see why millions are already earning with Scrambly. You can earn up to $100 with each mobile app (some up to $200!), so spending your free time on this platform can be worth it.
And don’t forget to complete the profile survey. You’ll earn rewards, and Scrambly will handpick games based on your interests. Let’s start making some money!
10. Protect Your Stuff Starting At Just $5 a Month
Renters’ insurance costs less than you think, and if you want your belongings protected against fire, water damage, theft, vandalism, etc., look into Lemonade. They’re changing the game on how insurance is viewed, offering affordable pricing and handling claims at record speed. If there’s money left over, they give it back to causes instead of keeping it!
Policies to pick from:
- Renters’ insurance from $5 a month
- Homeowners’ insurance from $25 a month
- Car insurance as low as $30 a month
- Pet insurance from $10 a month
- Term Life insurance from $8 a month
Your Lemonade quote will vary depending on your location, type of coverage, history, and more, but it’s easy to find out for free. If you’re already insured, they’ll even help you switch if you like their prices better. With both Renters and Homeowners policies, household members who are related to you by marriage, blood, or adoption are also covered. Just remember to add their names and adjust property coverage to reflect the combined value of all belongings! Ready to see how affordable it is to protect your stuff?
11. How to Get Started in Crypto
If you’re curious about getting into crypto but don’t know where to start, Gemini makes it pretty simple and beginner-friendly. It’s a trusted exchange regulated in the U.S., so your money and personal info are protected with security features like two-factor authentication and insurance on digital assets.
You can start small, buy popular coins like Bitcoin and Ethereum in a few taps, and track your portfolio all in one place. Plus, Gemini has easy-to-understand learning tools so you can grow your knowledge while growing your investments, making it a safe and straightforward entry point into crypto. As a bonus, when you trade $100 for any crypto, you’ll get $15 in bitcoin! If you want to just test the waters first, the minimum to trade is only $5. Time to HODL and to the moon!
12. Level Up Your Reels & Turn Your Content into Money
Serious about growing your audience (and income) through content creation? Then CapCut is the “secret” weapon you need. With easy-to-use editing tools, trending effects, and features designed to make your content pop, it’s perfect for creators looking to stand out. It’s already one of the top apps on App Store and Google Play, particularly for its user-friendly mobile editing tools. There’s also CapCut Desktop if you prefer editing longer-form content.
Start with 7 days of free Pro to get the hang of things and try out powerful options like high-quality exports, no watermarks, advanced visual effects, AI-powered tools, and more! Cancel the plan anytime and continue with the free version if you want; it’s time to level up your reels with this powerhouse tool.
*Swagbucks bonus value is earned in the form of points called SB. Get a 1,000 bonus, which is equivalent to $10 in value, when you spend at least $25 at a store featured in the Swagbucks Shop.
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Visa ® Debit Card and the secured Chime Credit Builder Visa ® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted.
^Chime is recommended by more of its users than that of any brand per 2023 Qualtrics® NPS score. THE #1 MOST LOVED BANKING APP is a Trademark of Chime Financial, Inc.
1SpotMe® for Credit Builder is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account; SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, “SpotMe”). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.
Qualifying members will be allowed to overdraw their Chime Checking Account and/or their Secured Deposit Account up to $20 in total, but may be later eligible for a higher combined limit of up to $200 or more based on member’s Chime account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your SpotMe Limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your SpotMe Limit. SpotMe for Credit Builder and SpotMe on Debit share a single SpotMe limit. Your SpotMe Limit may change at any time, at Chime or its banking partners’ discretion. Although there are no overdraft fees, there may be out-of-network or third-party fees associated with ATM transactions or OTC cash withdrawal fees at retailers. SpotMe won’t cover non-card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. SpotMe Terms and Conditions.
2 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
3 To apply for a Chime Card, you must also open a Chime Checking Account.
4 Out-of-network ATM withdrawal and over-the-counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
5MyPay™ line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. MyPay services provided by Chime Capital, LLC (NMLS 2316451).
To be eligible for MyPay, you must receive qualifying direct deposits to your Chime Checking Account as set forth in the MyPay Agreement. A qualifying direct deposit is a deposit from an employer, payroll provider, gig economy payer, government benefits payer, or other permitted source of income by Automated Clearing House (“ACH”) or Original Credit Transaction (“OCT”). Your MyPay Credit Limit and Maximum Available Advance may change at any time. MyPay is a line of credit and available limits are based on estimated income and risk-based criteria. Eligible members may be offered a $20 – $500 Credit Limit per pay period. Your Credit Limit and Maximum Available Advance will be displayed to you within the Chime app. MyPay is currently only available to eligible Chime members in certain states. Other restrictions may apply. See Bancorp MyPay Agreement or Stride MyPay Agreement for details.
6 Wall Street Journal source: https://www.wsj.com/buyside/personal-finance/credit-cards/chime-credit-card-review
7 On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Chime will report your activities to Transunion®, Experian®, and Equifax®. Impact on your credit may vary, as Credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.
~State Eligibility for MyPay: District of Columbia, Alabama, Alaska, Arizona, Arkansas, California, Delaware, Georgia, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, New Hampshire, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, and West Virginia.
§§ With a qualifying direct deposit, earn 1.5% cash back on eligible secured Chime Visa® Credit Card purchases. Please refer to the Secured Chime Visa® Credit Card – Cash Rewards Program Addendum for details and more information on rotating cash back categories.
